Industrial Bank to tighten the development of the loan to the king to strictly control the commercia-havd707

Industrial Bank to tighten the development of the loan to cool the king strictly control the commercial real estate project Sina fund exposure platform: letter Phi lag behind false propaganda, the performance of long-term lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! Recently, the frequent appearance of "the most expensive land market attracted a burst of wonder", also brought to market concerns, housing prices in the mad to get behind the high debt rate is completely unmasked. Yesterday, the Industrial Bank said it would tighten the real estate development loans, careful intervention in the high land price project. The Industrial Bank’s move is also interpreted as the release of the real estate market regulation policy tightening signal, and many commercial banks are expected to follow up. Yesterday evening, the Industrial Bank issued in the Shanghai "Industrial Bank 2016 interim results briefing meeting record" said, in the real estate credit policy, the second half of the new business principle is not involved in the three or four line of the city, strict control of commercial real estate projects. At the same time, focus on the potential risks brought about by the rapid rise in land prices, the leverage risk of development enterprises and financing projects. For incremental business, will be involved in the high land price project, reasonable control lever ratio, beware of the risk of capital chain. From the Industrial Bank annual report also shows signs of turning the real estate credit policy. Data show that in the first half of the total amount of bank loans is beginning to increase 170 billion yuan, an increase of 9.54%; and the real estate loan volume declined, from the beginning of the 201 billion 300 million yuan to 185 billion 400 million yuan, a decline of 7.9%. In contrast, the low rate of mortgage loans has become a new growth point. According to semi annual data show that the first half of the Industrial Bank in the personal loans increased by 97 billion yuan, of which $94 billion for new personal housing loans. Recently, the market has been around "the most expensive land scraper, and frequent refresh" is the most expensive land "also caused the market anxiety about the property market deeper. In August 29th, the new Shenzhen Convention and Exhibition Center (a) supporting commercial land tenders, China Merchants Shekou and OCT consortium to 31 billion yuan record outright, beyond the previous Guangzhou Asian Sports Village to maintain the 25 billion 500 million yuan of the total transaction price, the land was promoted to the new national total price of the most expensive land "". In fact, in addition to Shenzhen, the high price of land in the country blossom everywhere. According to Centaline statistics, only in August the single case of land more than 1 billion yuan of land is 45, the premium rate of more than 100% of the most expensive land up to 30 cases, accounted for about 67%. Gold wallet chief analyst Xiao Lei said that the most expensive land frequent reasons are complicated, but the direct reason is the decline in investment in other industries, the real estate industry stagnation, but also enhance the ability of absorbing gold, the first half of 40% new credit into the real estate industry, also prompted developers to more easily get the funds, plus the first-line market prices are expected to rise. Developers bolder. In the crazy housing prices to get to the hidden behind its high debt rate "bomb", according to Wind information data show that as of now, a report published in the room 101 home, the total operating income of 522 billion 800 million yuan, an increase of 37% over the same period last year. It is worth noting that, although the theory of operating income相关的主题文章: